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How to Save Money on Your Prescription Drugs

The major pharmacy benefit managers are Express Scripts , OptumRx and CVS Caremark . Determine whether your drug is a newer, brand-name drug that is sold by one drug maker at a premium, or whether it is a generic product that is often cheaper and sold by multiple companies. If you’re unsure, ask your doctor. Several large retailers, like Walmart and Costco , sell generics at discounted prices, like $4 a prescription, which may be less than your insurance is asking you to pay. Some grocery stores, like Publix and Meijer , even give away certain medications — like antibiotics — for free. Pharmacy chains like Rite Aid also offer discounted prices to people who sign up for savings clubs. GoodRx and Blink Health are two companies that offer discounted rates on generic drugs. GoodRx allows consumers to compare what local pharmacies are charging for a drug (it includes prices from discount stores like Walmart), while Blink Health quotes a single price that it has negotiated. GoodRx offers coupons that consumers bring to participating pharmacies, while Blink Health requires users to pay upfront, then collect their prescription at a nearby pharmacy. Check the website of the drug you’re taking. Some companies offer discounts (often called copay coupon cards) to help cover insured patients’ out-of-pocket costs, at least for the first few months.

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